New Release: Part 2

Financial Erudition of African Americans: A Two-Part Blueprint for Changing Habits and Building Generational Assets

For legacy builders, pre-retirees, and families ready to convert income into lasting assets.

📚 Available on Amazon (Paperback + Kindle) ⭐ Best-selling author

Part 2: The Blueprint for Asset Building Over a Lifetime

by Steven E. LaBroi — Understanding money is the beginning. Building systems is the breakthrough.

  • Master actionable strategies to build generational assets

  • Transform financial habits into wealth-building systems

  • Create tax-aware retirement income blueprints

  • Establish a family banking framework for lasting legacy

  • Position assets for Roth conversion and tax diversification

  • Build durable balance sheets that outlast generations

The Two-Part Series

A comprehensive journey from understanding financial habits to implementing a

generational wealth blueprint.

Part 1: The Foundation

by Dr. Anita Renee' Johnson

Explores the habits, history, and behavioral patterns that shape financial outcomes in African American communities. The essential foundation before building.

Part 2: The Implementation

by Steven E. LaBroi

The actionable asset-building blueprint. Tax strategy, retirement planning, family banking frameworks, and generational wealth implementation.

Build Your Human Equity Line of Credit®

Second Edition

The Secrets to Creating a Lifetime of Assets in Any Economy.

  • Financial control system for lifetime asset building

  • Asset leverage framework for entrepreneurs & families

  • Build a lifetime of assets with proven strategies

Who This Is For

This series speaks directly to those ready to take control of their financial legacy.

Who This Is For

Tax strategy, Roth planning, retirement income positioning, and pension-style asset structuring.

Legacy Builders

Family banking mindset, estate and asset transfer orientation, generational wealth frameworks.

High-Income W2 Earners

Dealing with tax friction? Learn asset repositioning strategies that reduce drag on your wealth.

Who This Is For

Build durable balance sheets. Create business structures that compound wealth across decades.

About the Authors

Steven E. LaBroi

Best-selling author, financial strategist, and founder of LaBroi Insurance Group. Steven specializes in retirement income planning, tax-aware asset positioning, and generational wealth strategies for families and entrepreneurs. His mission: build financial systems that endure for four to five generations.

Dr. Anita Renee' Johnson

Co-author of Part 1, Dr. Anita Renee' Johnson brings a scholarly and behavioral perspective to the financial habits and historical context that shape African American financial outcomes. Her work reframes financial behaviors as intelligent responses to historical conditions.

Trusted by thousands of readers

Available on Amazon worldwide

Best-selling author

Get a Signed Copy

Personally signed by the author. A unique addition to your financial library.

Signed Part 2

Financial Erudition of African Americans – Part 2, signed by Steven E. LaBroi.

Available on Amazon worldwide

Book a Private Zoom Strategy Session

Get personalized guidance on building and protecting your financial legacy from Steven E.

LaBroi.

Retirement income strategy

Legacy and family wealth structure

Tax-aware repositioning (Roth / tax diversification)

Speaker & Podcast Requests

Invite Steven E. LaBroi to speak. We'll respond within 48 hours.

Legacy Builder Retirement Checklist

Download our free PDF checklist — 7 steps to convert financial habits into

retirement-ready assets.

Download our free PDF checklist — 7 steps to convert financial habits into retirement-ready assets.

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Frequently Asked Questions

What is "Financial Erudition"?

Financial erudition refers to deep financial knowledge and wisdom — specifically understanding the habits, history, and strategies that enable African Americans to build and preserve generational wealth.

Who should read Part 1 vs Part 2 first?

Part 1 lays the behavioral and historical foundation, while Part 2 provides the actionable implementation blueprint. We recommend reading them in order, but Part 2 can stand alone for those ready for immediate action.

Is this for young wealthbuilders and young couples?

Absolutely. In fact, the earlier you start, the more powerful these strategies become. Young couples and aspiring wealthbuilders will learn how to establish the right financial habits from the beginning — from understanding how money truly works, to building assets that compound over a lifetime. Part 1 gives you the mindset and historical context, while Part 2 hands you the blueprint: tax-aware strategies, family banking concepts, and asset-building frameworks that most people don't discover until it's almost too late. This isn't just for people approaching retirement — it's for anyone who wants to build a financial legacy starting now.

Is this series for pre-retirees?

Absolutely. Part 2 specifically addresses retirement income strategy, Roth conversion planning, tax diversification, and pension-style asset structuring for pre-retirees and retirees.

Is Part 2 actionable with specific steps and frameworks?

Yes. Part 2 is designed as an implementation blueprint with concrete strategies for asset building, tax planning, family banking frameworks, and generational wealth transfer.

Where can I buy a signed copy?

Signed copies are available directly through this page via PayPal. We offer individual signed Part 2 copies and a bundle with the HELOC book.

Do you offer group teaching or speaking engagements?

Yes! Steven E. LaBroi is available for conferences, podcasts, church events, corporate workshops, and more. Use the speaker request form on this page.

Can I book a private consultation?

Yes. Book a private Zoom strategy session to discuss retirement income, tax-aware repositioning, or legacy wealth planning. Use the scheduling section above.

What topics does the Zoom strategy session cover?

Sessions cover retirement income strategy, tax-aware repositioning (including Roth and tax diversification), and legacy/family wealth structure planning.

Is this financial or tax advice?

This content is educational. It is not legal, tax, or financial advice. Always consult with licensed professionals for personalized guidance.

LaBroi Insurance Group

LaBroi Insurance Group

Empowering families and entrepreneurs with retirement planning, tax strategy, and generational wealth building.

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© 2026 LaBroi Insurance Group. All rights reserved. The content on this page is for educational purposes only and does not constitute legal, tax, or financial advice. Consult with licensed professionals for personalized guidance. Insurance and financial strategy services are subject to applicable regulations and disclosures.

Last updated: February 2026